SME Technology Transformation Fund (STTF)
Subsidised financing of RM100,000 to RM3 million for MSMEs to buy machinery, IT systems, software and other technology that raises productivity.
- Run by
- SME Bank Malaysia
- Funding
- Up to MYR 3,000,000RM100,000 to RM3.0 million; 6.00% p.a. after 1.00% profit subsidy; tenure up to 10 years; margin up to 80%
- Your share
- Up to 80% financing margin; business funds the remainder
- Who can apply
- MSME per SME Corp definition, registered with SSM or relevant authority
- In operation for at least 2 years
- At least 51% owned by Malaysian citizens residing in Malaysia
- Public-listed/GLC shareholding not more than 20%
- Shariah-compliant business
- How to apply
- Apply online via SME Bank's website or call 03-2603 7700.
- Last checked
- 2026-10-11