LoanOpen🇲🇾 Malaysia

TEKUN Niaga Financing Scheme

Shariah-compliant micro and small business financing for Bumiputera entrepreneurs, from RM1,000 up to RM100,000, for running or growing a business.

Run by

TEKUN Nasional

Funding

Up to MYR 100,000

Micro RM1,000-RM10,000 (up to 5 yrs); Small RM10,001-RM50,000 (up to 5 yrs); Medium RM50,001-RM100,000 (up to 10 yrs); profit rate 4% p.a.; plus 5% p.a. compulsory savings

Who can apply

Bumiputera Malaysian citizen aged 18-65 (financing must end by age 65)
Company must be 100% Bumiputera-owned with paid-up capital not exceeding RM300,000
Valid business licence, permit or SSM registration (informal businesses need community verification)
Not an undischarged bankrupt
Shariah-compliant main business activity

How to apply

Apply online through TEKUN Online (tekunonline.tekun.gov.my) or at the TEKUN branch nearest your business.

Last checked

2026-10-11

Official page ↗

BizGrantAI is an independent guide, not a government agency. Rules and amounts change, so always confirm on the official page before applying. We never charge for applications.