Enterprise Financing Scheme – Trade Loan

Government-backed short-term trade financing from participating banks, for businesses that import or export goods.

Run by

Enterprise Singapore

Funding

Amount varies

S$50 million per borrower group across all EFS facilities. Maximum repayment period of 1 year; bank guarantees capped at 2 years.

Your share

Government risk share of 50% (70% for young enterprises or challenged markets). The borrower repays 100% of the loan.

Who can apply

• Registered and operating in Singapore
• At least 30% local shareholding
• Group annual sales turnover not exceeding S$500m
• Subject to the participating financial institution's credit assessment

How to apply

Apply through a participating bank.

Last checked

2026-10-11

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