Prime Minister's Employment Generation Programme (PMEGP)

Subsidi wang margin berkaitan kredit sebanyak 15-35% daripada kos projek untuk menubuhkan perusahaan mikro baharu; bakinya ialah pinjaman bank. Kebanyakan unit yang disokong berada di luar bandar.

Dikendalikan oleh

Ministry of MSME / Khadi and Village Industries Commission (KVIC)

Pembiayaan

Jumlah berbeza

Maximum project cost Rs 50 lakh (manufacturing) and Rs 20 lakh (service). Subsidy: General category 15% urban / 25% rural; Special categories (SC/ST/OBC/minorities/women, ex-servicemen, PwD, NER, hill and border areas) 25% urban / 35% rural.

Bahagian anda

Own contribution 10% of project cost (General) or 5% (Special categories); balance as bank term loan.

Siapa boleh memohon

• Individual above 18 years of age; no income ceiling
• New projects only
• At least VIII standard pass for projects above Rs 10 lakh (manufacturing) or Rs 5 lakh (service)
• Units that already availed subsidy under another central/state scheme are not eligible
• SHGs, registered societies and production co-operatives also eligible

Cara memohon

Mohon dalam talian di KVIC PMEGP e-portal; permohonan akan disalurkan kepada KVIC/KVIB/DIC dan sebuah bank.

Tempoh

Described as ongoing in the Government's Feb 2026 Union Budget 2026-27 MSME document; the 2021-22 to 2025-26 cycle has ended and a formal 2026-27 onward continuation notice was not found.

Disemak pada

2026-10-11

Syarat kelayakan dipaparkan dalam bahasa Inggeris, seperti yang ditulis oleh sumber rasmi.

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