Enterprise Financing Scheme – SME Working Capital Loan

Pinjaman bank yang disokong kerajaan untuk aliran tunai operasi harian PKS. Enterprise Singapore berkongsi risiko kegagalan bayar dengan bank yang menyertai skim ini.

Dikendalikan oleh

Enterprise Singapore

Pembiayaan

Sehingga SGD 500,000

Up to S$500,000 per borrower; maximum repayment period of 5 years. Borrower group limit of S$5 million for EFS-WCL.

Bahagian anda

Government risk share of 50% (70% for young enterprises). From 1 Sep 2026 to 31 Mar 2027, the risk share is 70% for all enterprises. The borrower repays 100% of the loan.

Siapa boleh memohon

• Registered and operating in Singapore (sole proprietorships, partnerships, LLPs and companies)
• At least 30% local shareholding
• SME: group revenue up to S$100m or up to 200 employees
• Subject to the participating financial institution's credit assessment

Cara memohon

Mohon melalui bank yang menyertai skim ini, seperti DBS, OCBC, UOB atau Maybank.

Tempoh

Enhanced 70% risk share applies from 1 Sep 2026 to 31 Mar 2027.

Disemak pada

2026-10-11

Syarat kelayakan dipaparkan dalam bahasa Inggeris, seperti yang ditulis oleh sumber rasmi.

Halaman rasmi ↗