SBA Disaster Loans (Business Physical Disaster Loans and Economic Injury Disaster Loans)

Pinjaman faedah rendah jangka panjang untuk perniagaan di kawasan bencana yang diisytiharkan oleh kerajaan persekutuan, untuk membaiki atau menggantikan harta yang rosak atau menampung modal kerja akibat bencana.

Dikendalikan oleh

U.S. Small Business Administration

Pembiayaan

Sehingga USD 2,000,000

Up to $2 million (physical and EIDL combined); interest up to 4% fixed if credit unavailable elsewhere; terms up to 30 years with first payment deferred 12 months.

Siapa boleh memohon

• Business must be located in a declared disaster area
• EIDL only for small businesses unable to obtain credit elsewhere
• Physical loans cover losses not fully paid by insurance
• Lost profits or declining sales alone do not qualify for EIDL

Cara memohon

Mohon dalam talian melalui MySBA Loan Portal milik SBA selepas bencana diisytiharkan bagi kawasan anda, sebelum tarikh akhir pengisytiharan tersebut.

Tempoh

Available only after a disaster declaration; each declaration has its own filing deadline.

Disemak pada

2026-10-11

Syarat kelayakan dipaparkan dalam bahasa Inggeris, seperti yang ditulis oleh sumber rasmi.

Halaman rasmi ↗