Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
由政府支持的担保，使银行能够向微型和小型企业发放无抵押贷款。每个借款人的上限为 Rs 10 crore。
- 主管机构
- Ministry of MSME and SIDBI (CGTMSE)
- 资助
- 最高 ₹10,00,00,000Credit guarantees for credit up to Rs 10 crore to MSEs (raised from Rs 5 crore, effective 01.04.2025). Coverage for women-led enterprises raised from 85% to 90%; annual guarantee fee reduced for guarantees above Rs 1 crore.
- 申请资格
- Micro or small enterprise borrowing from a CGTMSE Member Lending Institution (bank, RRB or eligible financial institution)
- Collateral-free and third-party-guarantee-free credit
- 如何申请
- 请您的银行（CGTMSE Member Lending Institution）将您的贷款纳入 CGTMSE 担保范围；由贷款机构申请担保。
- 最后核实
- 2026-10-11
申请资格以英文显示，与官方来源原文一致。