Pradhan Mantri MUDRA Yojana (PMMY) - Shishu, Kishor, Tarun, Tarun Plus
面向非公司制、非农业微型和小型企业的无抵押贷款，通过银行、NBFCs 和 MFIs 发放，分为四个档次，最高 Rs 20 lakh。
- 主管机构
- Ministry of Finance (Department of Financial Services) / MUDRA
- 资助
- 最高 ₹20,00,000Shishu: up to Rs 50,000; Kishor: above Rs 50,000 up to Rs 5 lakh; Tarun: above Rs 5 lakh up to Rs 10 lakh; Tarun Plus: above Rs 10 lakh up to Rs 20 lakh (for borrowers who have repaid a Tarun loan).
- 申请资格
- Non-corporate, non-farm micro or small enterprise (manufacturing, trading, services, allied agriculture)
- No collateral required
- Tarun Plus only for borrowers who have successfully repaid a Tarun loan
- 如何申请
- 可在任何银行、RRB、小型金融银行（small finance bank）、NBFC 或 MFI 网点申请，或通过 JanSamarth / Udyamimitra 门户在线申请；MUDRA 本身不直接放贷。
- 最后核实
- 2026-10-11
申请资格以英文显示，与官方来源原文一致。