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贷款全年开放🇮🇳 印度

PM Vishwakarma

为 18 个行业的传统工匠和手艺人提供全方位支持:技能培训、工具包奖励、利率 5% 的无抵押贷款以及营销支持。

主管机构
Ministry of MSME (with Ministry of Skill Development and Department of Financial Services)
资助
最高 ₹3,00,000
Collateral-free concessional loans in two tranches: up to Rs 1 lakh (18 months) and up to Rs 2 lakh (30 months); beneficiary pays 5% interest with up to 8% interest subvention by Government. Toolkit incentive up to Rs 15,000 and Rs 500/day training stipend (per PIB-reported benefits).
申请资格
  • Artisan or craftsperson aged 18+ working with hands and tools in one of 18 notified trades (e.g. carpenter, potter, tailor, barber)
  • Unorganised sector, one registration per family
如何申请
通过 Common Service Centre (CSC) 在 PM Vishwakarma 门户上注册,随后由 gram panchayat/ULB 进行核实。
时间
Scheme period FY 2023-24 to FY 2027-28. The 30 lakh registration target was reached by Sept 2026, so new enrolment may be limited; confirm at a CSC.
最后核实
2026-10-11

申请资格以英文显示,与官方来源原文一致。

官方页面 ↗

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