Prime Minister's Employment Generation Programme (PMEGP)
与信贷挂钩的保证金（margin money）补贴，金额为项目成本的 15-35%，用于创办新的微型企业；其余部分为银行贷款。受资助的单位大多位于农村。
- 主管机构
- Ministry of MSME / Khadi and Village Industries Commission (KVIC)
- 资助
- 金额不定Maximum project cost Rs 50 lakh (manufacturing) and Rs 20 lakh (service). Subsidy: General category 15% urban / 25% rural; Special categories (SC/ST/OBC/minorities/women, ex-servicemen, PwD, NER, hill and border areas) 25% urban / 35% rural.
- 您需承担
- Own contribution 10% of project cost (General) or 5% (Special categories); balance as bank term loan.
- 申请资格
- Individual above 18 years of age; no income ceiling
- New projects only
- At least VIII standard pass for projects above Rs 10 lakh (manufacturing) or Rs 5 lakh (service)
- Units that already availed subsidy under another central/state scheme are not eligible
- SHGs, registered societies and production co-operatives also eligible
- 如何申请
- 在 KVIC PMEGP e-portal 上在线申请；申请会转交给 KVIC/KVIB/DIC 和一家银行。
- 时间
- Described as ongoing in the Government's Feb 2026 Union Budget 2026-27 MSME document; the 2021-22 to 2025-26 cycle has ended and a formal 2026-27 onward continuation notice was not found.
- 最后核实
- 2026-10-11
申请资格以英文显示，与官方来源原文一致。