PENJANA Tourism Financing (PTF)

为酒店、旅行社和旅游交通等旅游业中小企业提供有担保的低息融资，用于扩张和日常运营。

主管机构

Bank Negara Malaysia and SJPP (via participating financial institutions)

资助

最高 MYR 500,000

Up to RM500,000 for SMEs, RM75,000 for micro enterprises; up to 3.5% p.a. incl. guarantee fee; guarantee up to 80% (SMEs) / 90% (micro); tenure up to 7 years with at least 6-month moratorium

申请资格

• At least 51% held and controlled by Malaysian citizens
• Meets SME definition or licensed by/registered with MOTAC
• Core tourism (accommodation, travel agencies/tour operators, tourist transport) or tourism-related businesses
• Not a recipient of the Special Relief Facility or PENJANA SME Financing
• Cannot be used to refinance

如何申请

向参与银行或开发性金融机构申请。

时间

Until full utilisation of the RM1 billion scheme limit

最后核实

2026-10-11

申请资格以英文显示，与官方来源原文一致。

官方页面 ↗