Government Guarantee Scheme MADANI 2026 (GGSM4)

政府为 MSMEs 的新增银行融资提供最高 80% 的担保（中型企业最高 70%），帮助抵押品不足的企业借款用于营运资金或资本支出。

主管机构

Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

资助

最高 MYR 20,000,000

Financing up to RM20.0 million per MSME (RM30.0 million per mid-tier company); guarantee up to 80% for MSME focus sectors, 70% for others; guarantee fee 0.5%-1.0% p.a.; tenure up to 7 years

申请资格

• Sole proprietor owned by a Malaysian citizen, or partnership/LLP majority Malaysian-owned, or company at least 51% held and controlled by Malaysian citizens
• Registered with SSM, Sabah/Sarawak authorities, or a statutory body for professional services
• New financing only; cannot refinance existing facilities
• Excludes public-listed (except ACE/LEAP), GLC and state-owned companies

如何申请

在参与银行申请融资并要求 GGSM4 担保；可在 SJPP 网站上查看申请资格。

时间

Until 30 June 2027 or until the RM30 billion scheme limit is used up

最后核实

2026-10-11

申请资格以英文显示，与官方来源原文一致。

官方页面 ↗