Enterprise Financing Scheme – SME Working Capital Loan
由政府支持的银行贷款，用于中小企业日常运营的现金流。Enterprise Singapore 与参与银行共同分担违约风险。
- 主管机构
- Enterprise Singapore
- 资助
- 最高 SGD 500,000Up to S$500,000 per borrower; maximum repayment period of 5 years. Borrower group limit of S$5 million for EFS-WCL.
- 您需承担
- Government risk share of 50% (70% for young enterprises). From 1 Sep 2026 to 31 Mar 2027, the risk share is 70% for all enterprises. The borrower repays 100% of the loan.
- 申请资格
- Registered and operating in Singapore (sole proprietorships, partnerships, LLPs and companies)
- At least 30% local shareholding
- SME: group revenue up to S$100m or up to 200 employees
- Subject to the participating financial institution's credit assessment
- 如何申请
- 通过 DBS、OCBC、UOB 或 Maybank 等参与银行申请。
- 时间
- Enhanced 70% risk share applies from 1 Sep 2026 to 31 Mar 2027.
- 最后核实
- 2026-10-11
申请资格以英文显示，与官方来源原文一致。