SBA 7(a) Loan Program
由 SBA 担保的银行贷款，面向无法从其他渠道获得合理信贷的小企业，可用于营运资金、设备、房地产、再融资或收购企业。
- 主管机构
- U.S. Small Business Administration
- 资助
- 最高 US$5,000,000The maximum loan amount for a 7(a) loan is $5 million. Variants: 7(a) Small up to $350,000; SBA Express up to $500,000; 7(a) Working Capital Pilot up to $5,000,000. From July 4, 2026 the cumulative 7(a)+504 limit rose to $10 million (up to $5M via 7(a) and $5M via 504).
- 申请资格
- Operating, for-profit business located in the U.S.
- Meets SBA small business size standards and is not an ineligible business type
- Unable to get the desired credit on reasonable terms from non-government sources
- Creditworthy with reasonable ability to repay
- 如何申请
- 使用 SBA 的 Lender Match 找到参与计划的贷款机构，并直接通过该机构申请。
- 最后核实
- 2026-10-11
申请资格以英文显示，与官方来源原文一致。