SBA Disaster Loans (Business Physical Disaster Loans and Economic Injury Disaster Loans)
面向联邦宣布的灾区内企业的低息长期贷款，用于修复或更换受损财产，或弥补因灾害而无法满足的营运资金。
- 主管机构
- U.S. Small Business Administration
- 资助
- 最高 US$2,000,000Up to $2 million (physical and EIDL combined); interest up to 4% fixed if credit unavailable elsewhere; terms up to 30 years with first payment deferred 12 months.
- 申请资格
- Business must be located in a declared disaster area
- EIDL only for small businesses unable to obtain credit elsewhere
- Physical loans cover losses not fully paid by insurance
- Lost profits or declining sales alone do not qualify for EIDL
- 如何申请
- 在您所在地区被宣布为灾区后，于该声明的截止日期前通过 SBA 的 MySBA Loan Portal 在线申请。
- 时间
- Available only after a disaster declaration; each declaration has its own filing deadline.
- 最后核实
- 2026-10-11
申请资格以英文显示，与官方来源原文一致。