Loan guaranteeOpen all year🇮🇳 India

Credit Guarantee Scheme for Startups (CGSS)

Guarantees loans and venture debt from banks, NBFCs and AIFs to DPIIT-recognised startups, up to Rs 20 crore per borrower.

Run by

DPIIT, Ministry of Commerce and Industry / NCGTC

Funding

Up to ₹20,00,00,000

Maximum guarantee raised from Rs 10 crore to Rs 20 crore per eligible borrower. Transaction-based cover: 85% of amount in default for loans up to Rs 10 crore, 75% above Rs 10 crore.

Who can apply

DPIIT-recognised startup
Not in default to any lender or investor and not an NPA
Eligibility certified by the lending Member Institution (scheduled bank, BBB+ NBFC with net worth of at least Rs 100 crore, or SEBI-registered AIF)

How to apply

Apply for a loan via the JanSamarth portal or a Member Institution, which seeks the NCGTC guarantee.

Last checked

2026-10-11

Official page ↗

BizGrantAI is an independent guide, not a government agency. Rules and amounts change, so always confirm on the official page before applying. We never charge for applications.