Biotechnology Ignition Grant (BIG)
Department of Biotechnology / BIRAC
Up to ₹50,00,000
Early-stage grant of up to Rs 50 lakh over 18 months for startups and researchers taking a biotech idea towards proof of concept and market.
🇮🇳 Business grants and funding in India
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
Ministry of MSME and SIDBI (CGTMSE)
Up to ₹10,00,00,000
Government-backed guarantee that lets banks give collateral-free loans to micro and small enterprises. The ceiling is Rs 10 crore per borrower.
Credit Guarantee Scheme for Startups (CGSS)
DPIIT, Ministry of Commerce and Industry / NCGTC
Up to ₹20,00,00,000
Guarantees loans and venture debt from banks, NBFCs and AIFs to DPIIT-recognised startups, up to Rs 20 crore per borrower.
MSME Innovative Scheme (Incubation, Design and IPR)
Ministry of MSME
Up to ₹15,00,000
Grants for MSMEs and innovators: up to Rs 15 lakh per idea through host incubators, co-funding of design projects, and reimbursement of patent, GI, design and trademark costs.
MSME Sustainable (ZED) Certification Scheme
Ministry of MSME
Amount varies
Subsidised Zero Defect Zero Effect quality and sustainability certification (Bronze, Silver, Gold) for manufacturing MSMEs, plus help with testing and certification costs.
Mutual Credit Guarantee Scheme for MSMEs (MCGS-MSME)
Department of Financial Services, Ministry of Finance (operated by NCGTC)
Up to ₹1,00,00,00,000
60% government guarantee on bank loans to MSMEs for buying plant, machinery or equipment, including service-sector MSMEs; separate terms for exporting units.
NIDHI-PRAYAS 2.0 (Prototype Grant)
Department of Science and Technology (DST) - NIDHI programme
Up to ₹40,00,000
Prototype grant for innovators and early startups to turn an idea into a working prototype, given through DST-supported PRAYAS Centres (incubators).
PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)
Ministry of Housing and Urban Affairs
Up to ₹50,000
Small working-capital loans for street vendors in three tranches of Rs 15,000, Rs 25,000 and Rs 50,000. Vendors also get digital-payment cashback and a UPI-linked RuPay credit card after repaying the second loan.
PM Vishwakarma
Ministry of MSME (with Ministry of Skill Development and Department of Financial Services)
Up to ₹3,00,000
End-to-end support for traditional artisans and craftspeople in 18 trades: skill training, a toolkit incentive, collateral-free loans at 5% and marketing support.
Pradhan Mantri MUDRA Yojana (PMMY) - Shishu, Kishor, Tarun, Tarun Plus
Ministry of Finance (Department of Financial Services) / MUDRA
Up to ₹20,00,000
Collateral-free loans for non-corporate, non-farm micro and small enterprises, given through banks, NBFCs and MFIs in four tiers up to Rs 20 lakh.
Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) - Part B: Support to Employers
Ministry of Labour and Employment / EPFO
Up to ₹3,000
Monthly incentive of up to Rs 3,000 per additional employee for EPFO-registered employers who create new, sustained jobs. It is paid for two years, or four years in manufacturing.
Prime Minister's Employment Generation Programme (PMEGP)
Ministry of MSME / Khadi and Village Industries Commission (KVIC)
Amount varies
Credit-linked margin-money subsidy of 15-35% of project cost for setting up new micro-enterprises; the rest is a bank loan. Most supported units are rural.
Self-Reliant India (SRI) Fund
Ministry of MSME / NSIC
Amount varies
A fund of funds that puts growth capital (equity or quasi-equity) into viable, growing MSMEs through SEBI-registered daughter funds.
Startup India Fund of Funds 2.0
DPIIT, Ministry of Commerce and Industry (operationalised by SIDBI)
Amount varies
A Rs 10,000 crore fund of funds that invests in SEBI-registered venture funds (AIFs). Those funds then invest in startups, with a focus on deep tech, innovative manufacturing and early-growth companies.
Tax holiday for eligible start-ups (Section 80-IAC)
Ministry of Finance (CBDT) / DPIIT Inter-Ministerial Board
Amount varies
Eligible DPIIT-recognised startups can deduct 100% of profits for any three consecutive years within their first ten years.
Stand-Up India
Ministry of Finance (Department of Financial Services) / SIDBI
Up to ₹1,00,00,000
Bank loans of Rs 10 lakh to Rs 1 crore for SC/ST and women entrepreneurs setting up new (greenfield) enterprises. The original scheme ended in March 2025 and the government has announced a revamped version.
Startup India Seed Fund Scheme (SISFS)
DPIIT, Ministry of Commerce and Industry
Up to ₹20,00,000
Seed funding for early-stage startups through approved incubators: a proof-of-concept grant of up to Rs 20 lakh and up to Rs 50 lakh in convertible debentures or debt.