PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)

Small working-capital loans for street vendors in three tranches of Rs 15,000, Rs 25,000 and Rs 50,000. Vendors also get digital-payment cashback and a UPI-linked RuPay credit card after repaying the second loan.

Run by

Ministry of Housing and Urban Affairs

Funding

Up to ₹50,000

First tranche up to Rs 15,000; second Rs 25,000; third Rs 50,000. Digital cashback up to Rs 1,600. Lending period extended to 31 March 2030.

Who can apply

• Street vendor in urban areas, being extended to census towns and peri-urban areas

How to apply

Apply on the PM SVANidhi portal, through a CSC, or via the urban local body or a lending institution.

Timing

Lending period runs until 31 March 2030 (restructured Aug 2025).

Last checked

2026-10-11

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