PM Vishwakarma

End-to-end support for traditional artisans and craftspeople in 18 trades: skill training, a toolkit incentive, collateral-free loans at 5% and marketing support.

Run by

Ministry of MSME (with Ministry of Skill Development and Department of Financial Services)

Funding

Up to ₹3,00,000

Collateral-free concessional loans in two tranches: up to Rs 1 lakh (18 months) and up to Rs 2 lakh (30 months); beneficiary pays 5% interest with up to 8% interest subvention by Government. Toolkit incentive up to Rs 15,000 and Rs 500/day training stipend (per PIB-reported benefits).

Who can apply

• Artisan or craftsperson aged 18+ working with hands and tools in one of 18 notified trades (e.g. carpenter, potter, tailor, barber)
• Unorganised sector, one registration per family

How to apply

Register through a Common Service Centre (CSC) on the PM Vishwakarma portal, followed by gram panchayat/ULB verification.

Timing

Scheme period FY 2023-24 to FY 2027-28. The 30 lakh registration target was reached by Sept 2026, so new enrolment may be limited; confirm at a CSC.

Last checked

2026-10-11

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