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EDA Revolving Loan Fund (RLF) Program

EDA grants capitalize about 400 local revolving loan funds that provide gap financing to small businesses unable to obtain traditional bank financing, to support growth and job creation.

Run by

U.S. Economic Development Administration (U.S. Department of Commerce)

Funding

Amount varies

No individual loan amounts stated; terms set by each local RLF operator.

Who can apply

Small businesses that cannot otherwise obtain traditional bank financing
Must be within the lending area of an EDA-funded RLF operator
Businesses do not apply to EDA directly

How to apply

Find an EDA-funded RLF operator for your state on the EDA RLF page and apply to that lender.

Last checked

2026-10-11

Official page ↗

BizGrantAI is an independent guide, not a government agency. Rules and amounts change, so always confirm on the official page before applying. We never charge for applications.