Amount varies
USDA guarantees on commercial lender loans to businesses that create or save jobs in rural areas, for expansion, equipment, real estate, inventory, acquisitions or job-creating refinancing.
Up to $500,000
Lets eligible startups apply their federal research (R&D) tax credit against the employer share of Social Security payroll tax, so they benefit even with little or no income tax liability.
Amount varies
EDA grants capitalize about 400 local revolving loan funds that provide gap financing to small businesses unable to obtain traditional bank financing, to support growth and job creation.
Amount varies
EXIM guarantees 90% of a lender's working capital loan to a U.S. exporter, freeing up cash to fill export orders and support bid, performance or payment standby letters of credit.
Up to $50,000
Direct USDA microloans for beginning, small family and niche farm operators to buy livestock, equipment, feed, seed and supplies, make minor improvements and market farm products.
Up to $400,000
USDA lends to local intermediaries, which re-lend to businesses to start, expand or improve operations in rural communities.
Amount varies
Grants to public bodies, tribes and nonprofits that fund technical assistance, training, equipment, revolving loan funds and other support for small and emerging rural businesses. Businesses benefit indirectly and cannot apply themselves.
Amount varies
USDA guarantees on lender loans that finance renewable energy systems or energy efficiency improvements for agricultural producers and rural small businesses.
Up to $50,000
Fixed-rate microloans made through local Microenterprise Development Organizations to very small rural businesses for working capital, equipment, supplies, refinancing and real estate improvements.
Up to $5,500,000
Long-term, fixed-rate financing through Certified Development Companies for major fixed assets such as land, buildings and long-life machinery that support business growth.
Up to $5,000,000
SBA-guaranteed bank loans for small businesses that cannot get reasonable credit elsewhere, usable for working capital, equipment, real estate, refinancing or buying a business.
Up to $2,000,000
Low-interest, long-term loans for businesses in a federally declared disaster area to repair or replace damaged property or to cover working capital they can't meet because of the disaster.
Up to $5,000,000
SBA-guaranteed loans that help small businesses finance export sales, fulfill overseas orders and invest in becoming competitive in international markets.
Up to $50,000
Small loans made through nonprofit intermediary lenders to help small businesses start, reopen or grow, covering working capital, inventory, supplies and equipment.
Amount varies
Tax credit for small employers that pay at least half of employee-only health insurance premiums through the SHOP Marketplace.
Up to $2,153,927
Competitive, equity-free federal grants and contracts that fund small U.S. businesses to research, develop and commercialize new technology. Phase I tests feasibility; Phase II funds full R&D.
Up to $10,000,000
SBA-licensed private investment funds that use private capital plus SBA-guaranteed leverage to provide debt and equity financing to established U.S. small businesses.
Up to $2,153,927
Equity-free federal R&D funding for small businesses that partner with a nonprofit research institution such as a university or federal laboratory to move research into the market.
Amount varies
Federal funding passed through state trade offices that helps established small businesses pay for export activities such as trade missions, trade shows, translation, export training and consultancy.
Up to $200,000
Grants that help agricultural producers plan or launch processing and marketing of value-added products made from their own raw commodities.
Up to $1,000,000
Grants covering part of the cost of renewable energy systems or energy efficiency upgrades for agricultural producers and rural small businesses.